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Doctors Company

Medical Liability Insurance Program

The American College of Cardiology has a partnership that will help you save money on your medical liability coverage. ACC members are saving nearly $2.8 million in premiums.* Are you ready to join them?

The ACC exclusively endorses The Doctors Company, the nation’s largest physician-owned medical malpractice insurer—and the nation’s leading insurer of cardiologists. The Doctors Company has always been guided by a fundamental belief: that the practice of good medicine should be advanced, protected, and rewarded.

Backed by the financial strength of $4.6 billion in assets and a membership of 80,000 physicians nationwide, The Doctors Company offers ACC members expert guidance, resources and coverage, including the Tribute® Plan, a groundbreaking financial benefit that rewards members for their loyalty and commitment to outstanding patient care. That’s malpractice insurance without the mal.

  Learn More About ACC Member-Exclusive Savings
  Learn More About ACC Member-Exclusive Savings

As an ACC member, you already have the reputation of being committed to only the highest standards of cardiovascular care. As a result, you are eligible to SAVE on your coverage through our partnership with The Doctors Company:

  • Program discount of five percent for qualified members with a favorable claims history
  • Claims-free credit of up to 25 percent for eligible members
  • Additional premium savings of up to 10 percent by participating in two of the following programs: 
    • Maintaining board certification
    • Participating in the PINNACLE Registry®
    • Completing the Patient Safety & Risk Management Self-Assessment Program, providing 12 CME credits

Click the button above to get a no-obligation quote today!

 
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*$2.8 million savings is based on ACC member premiums 1/1/12 through 12/31/17. Individual savings may vary depending on underwriting.

**For domestic use only – excluding CA, DC, NJ, NV, OR, and GU

Latest Videos and Risk Management Articles

Bill Fleming

Survey: Doctors Conflicted but Patients Still Top Concern

January 2, 2019

Feature Article

Physicians are concerned about the quality of care they provide to patients—that is, after all, the reason they chose the profession. But physicians today report being so disappointed with the present state of medical practice. Bill Fleming, chief operating officer of The Doctors Company, discusses the results from The Future of Healthcare Survey and what they mean for physicians and the medical profession.

Videos

Future of Healthcare: Physicians Won't Recommend Their Profession

January 2, 2019

Feature Video

The Future of Healthcare Survey of over 3,400 doctors shows physicians are disenchanted with practicing medicine, largely because of technologies and payment models they say are interfering with the doctor-patient relationship and their ability to provide quality care. Despite continuing volatility in the industry and resulting dissatisfaction, one of the predominant themes captured in this survey is the concern physicians share for their patients and the quality of the care they receive.

Member Benefits

Sexual Harassment Allegations in Healthcare: Rising Risks

July 3, 2018

Feature Article

When alleged sexual harassment is reported in the healthcare workplace, it affects many individuals in the practice. This article provides tips on how to protect physician practices from sexual harassment lawsuits.

Member Benefits

Physician Burnout: Perspectives, Stories, and Solutions

May 3, 2018

Feature Article

Growing administrative demands and distractions in our complex healthcare system conflict with how physicians want to provide care—contributing to alarming rates of physician burnout and potentially leading to more adverse events and compromising patient safety.

Member Benefits

Nurse Practitioner Closed Claims Study

April 9, 2018

Feature Article

The Doctors Company analyzed 67 claims against nurse practitioners that closed over a six-year period from January 2011 through December 2016. These claims arose in family medicine and internal medicine practices.

Videos

A Patient Safety Culture Is Key for Medical Practices

April 9, 2018

Feature Video

In this video, Jason W. Miller, chief executive officer at Reiter, Hill, Johnson & Nevin, the largest privately owned OB group in the DC metro area, explains how the group used The Doctors Company's Practice Safety Culture INSIGHT Service to perform a diagnostic checkup on the practice's culture and its impact on patient safety.

Videos

Nurse Practitioners and the Changing Delivery of Primary Care

April 9, 2018

Feature Video

The Doctors Company studied nurse practitioner medical malpractice claims over a six-year period compared to claims against primary care physicians to identify risk management issues that may be unique to nurse practitioners.

Videos

How to Spot Potentially Violent Patients

March 21, 2018

Feature Video

Healthcare workers face significant risk of job-related violence: 52% of all workplace violence occurs in healthcare. Mitigating the risk of violence includes early identification of high-risk patients.

Videos

Finding Hidden Liability Risks in Medical Practices

February 1, 2018

Feature Video

Ted Abernathy, MD, of Pediatric & Adolescent Health Partners in Virginia, used The Doctors Company's Practice Risk INSIGHT Service to do a full and comprehensive liability evaluation of his practice. The data-driven recommendations from this evaluation helped him find ways to improve safety and reduce his risk, including changes to protocols, policies, and forms, as well as establishing a parent advisory council.

Member Benefits

Disaster Preparedness for Your Medical Practice

January 4, 2018

Feature Article

Recent fires, hurricanes, and floods nationwide have highlighted the importance of planning for disasters. Physicians are critical participants in disaster preparedness, ensuring that patient care and critical services are not interrupted—especially for at-risk individuals who may have special medical needs.

Member Benefits

The Quality Payment Program: What You Need to Know for 2018

December 13, 2017

Feature Article

Almost a year ago, Congress established the Quality Payment Program (QPP) under the Medicare Access and CHIP Reauthorization Act of 2015 (MACRA). While designed to improve patient health outcomes, encourage practices to spend wisely, minimize the burden of practice participation, and be fair and transparent, the program has been difficult for many medical practices to implement. The government recently announced 2018 changes to this program. But don’t be dismayed. Many of these changes add flexibility and higher exemption requirements—welcome news to medical practices.

Member Benefits

Physicians Can Be at Risk When Homebound Patients Refuse Help

December 13, 2017

Feature Article

More than ever, physicians are focusing on treatment plans that include the kind of care patients need at home. However, physicians face potential liability when patients refuse help that is offered or neglect to follow up as instructed. If a patient sues, even a verdict in favor of the physician does not negate the time, expense, and emotional impact of a lawsuit. Consider this example: A 67-year-old male with a history of obesity, hypertension, hypercholesterol, atrial fibrillation, and cardiovascular disease had seen the same physician for 20 years. During one hospitalization, the patient was put on the blood thinner Coumadin. The physician and the discharge nurse both educated the patient and his wife about the risks of Coumadin use and the importance of having blood work done every month.

Videos

How to Reduce the Safety Risks of EHRs

December 13, 2017

Feature Video

Doctors: Don't just rely on technology. It is vital that you have processes in place for auditing, backing up, and cross-checking data in your electronic health record (EHR), according to Lily Talakoub, MD, FAAD, of McLean Dermatology and Skincare Center in McLean, Virginia, and The Doctors Company's EHR Closed Claims Study. Dr. Talakoub discusses the biggest risks identified in the study, including that imaging and labs are often not found or not followed up on in the EHR or errors with copy and paste, and shares the processes that her office uses to lessen these risks.

Videos

The Dangers of Copy and Paste in EHRs

November 8, 2017

Feature Video

The role of electronic health records (EHRs) as a contributing factor to malpractice claims has increased over the past three years—with copy and paste errors appearing in 14 percent of these claims. These cases from The Doctors Company's EHR Closed Claims Study illustrate that danger.

Videos

The Dangers of Templates in EHRs

November 8, 2017

Feature Video

The role of electronic health records (EHRs) as a contributing factor to malpractice claims has increased over the past three years—with incorrect use of templates being a top risk factor. This case study from The Doctors Company's EHR Closed Claims Study illustrates that danger.

Member Benefits

EHR Closed Claims Study

November 8, 2017

Feature Article

The number of closed malpractice claims in which EHRs are a contributing factor increased continuously over the past 10 years. This study of EHR claims identifies the most common patient allegations and the specific factors contributing to patient injury.

Member Benefits

General Practitioners and Misdiagnosed Cardiovascular Disease

November 8, 2017

Feature Article

A study by The Doctors Company and CRICO Strategies found that a significant proportion of liability cases involving cardiovascular disease were due to errors of diagnosis and the real liability danger doesn't come from unusual or ambiguous cases, but from the relatively straightforward ones.

Videos

Why Cybercriminals Prefer Bitcoin

October 19, 2017

Feature Video

Ransomware attacks against healthcare organizations are becoming more frequent and more sophisticated. These criminals are using bitcoin—leaving the transactions largely irreversible and untraceable.

Member Benefits

Five Best Practices to Meet MACRA Requirements by the End of the Year

October 19, 2017

Feature Article

As the end of the third quarter of 2017 approaches, practices that have not yet developed their MACRA plan face great urgency to complete their plan—and those who have started may be feeling overwhelmed. Regardless of the reporting stage, these steps can help guide practices to succeed.

Videos

Paying Cyber Ransom: Pros and Cons

September 18, 2017

Feature Video

If ransomware strikes a healthcare organization, paying the ransom may be an attractive option if the organization’s entire network has been compromised and no reliable backup exists. However, there are several compelling arguments against paying. This video discusses both options.

Videos

The Opioid Epidemic: A Closed Claims Analysis

September 18, 2017

Feature Video

To take a deeper look at the opioid crisis, The Doctors Company reviewed 272 malpractice claims in which patient harm involved opioids. This video discusses the claims study findings and safe prescribing tips.

Member Benefits

Objective Review of Potential Risks in a Medical Practice Can be Beneficial

September 18, 2017

Feature Article

Ted Abernathy, MD, Managing Partner of Pediatric & Adolescent Health Partners, discusses his experience with The Doctors Company’s risk assessment service, which his practice used to improve communications and make better use of their electronic health records to reduce risks.

Member Benefits

Prescribing Opioids Safely

September 18, 2017

Feature Article

Opioids play an important role in pain management—both in acute and chronic settings. However, the dramatic increase in opioid use over the past few decades has resulted in a crisis of addiction and death. This article provides information on claims in which opioids resulted in patient harm and a summary of guidelines for prescribing opioids.

Member Benefits

Cyberattacks Threaten Patient Safety

July 31, 2017

Feature Article

When it comes to cybersecurity, more than money and IT security are at risk—patient safety is also compromised by a cyberattack.

Videos

Hospitalists: Innovations in Patient Safety

July 31, 2017

Feature Video

John D. Nelson, MD, an internal medicine hospitalist, describes changes he implemented as a result of the insights found in The Doctors Company’s Hospitalist Closed Claims Study.

Videos

Could Hackers Threaten the Future of Medical Devices?

July 31, 2017

Feature Video

Pacemakers, insulin pumps, and other medical devices communicate to a network via the Internet. This presents frightening possibilities about what hackers could do if they were to compromise a communication device embedded in a person.

Member Benefits

Take Note: How Medical Scribes Are Trained—And Used—Varies Widely

July 11, 2017

Feature Article

The widespread adoption of electronic health records (EHRs) has led to a number of unintended consequences—particularly a negative effect on doctor satisfaction and practice workflow. Medical practices have tried many different solutions to help alleviate the burden, and one of the most common solutions is the adoption of medical scribes.


Member Benefits

Cybersecurity Must Be Part of Every Healthcare Professional’s Job

July 11, 2017

Feature Article

On May 12, 2017, the world’s biggest ransomware attack nearly crippled Britain’s public health system and forced doctors to turn patients away. The WannaCry worm, which experts believe to have come from U.S. National Security Agency (NSA) hacking tools released by Wikileaks, spread quickly to companies and critical infrastructure worldwide. A White House homeland security adviser said that more than 300,000 computers across 150 countries were hit. One cyber risk modeling firm put the total economic damage at $8 billion. Since the attack occurred, security researchers have already identified a new strain of malware that could be much more dangerous.

Videos

3 Ways to Improve EHRs

May 12, 2017

Feature Video

Electronic health records (EHRs) must improve in three areas to reach their full potential and enable physicians to provide better care. As important tools in modern patient care, today’s EHRs must improve in the following areas: 1. User-centered design, 2. Alerts and alarms, and 3. Interoperability.

Videos

Ransomware Do’s and Don’ts

May 12, 2017

Feature Video

Cyberattacks against healthcare organizations, especially ransomware attacks, are becoming more frequent and more sophisticated as criminals seek to exploit a lucrative market for personal health information (PHI). Panic is the typical reaction when a healthcare organization suffers a ransomware attack. If an organization lacks a thought-out response plan for this type of crisis, people tend to overreact. They may do things that will make it harder to recover from the attack and could increase future liability. But an organization can avoid panic by having an incident response plan in place. This plan should provide a framework of actionable steps, including what to do, who is going to do it, and what is going to happen as a result.

Videos

Artificial Intelligence vs. Healthcare

May 12, 2017

Feature Video

Will doctors be replaced with computers? In this digital age, technology like IBM’s computer Watson is creating uncertainty about human-powered professions, including those of physicians. This video describes how the need for empathy and the ability to evaluate hundreds of salient points at once will preserve the careers of physicians.

Roneet Lev, MD

Prescribing Opioids Safely: How to Have Difficult Patient Conversations

May 12, 2017

Feature Article

Drug overdose is the leading cause of accidental death in the U.S., and opioids account for over 60 percent of those deaths.1 While opioids are effective pain medications when used in the proper setting, concerns arise when the patient’s condition lasts longer than three months, and prescribing more medication does not necessarily result in better pain control.

Richard E. Anderson, MD, FACP

It’s Time to Reset the Medical Malpractice Insurance Conversation

May 12, 2017

Feature Video

In the mid-1970s, malpractice lawsuits and skyrocketing jury awards caused commercial insurance companies to raise physicians’ malpractice rates by as much as 400 percent. The practice of medicine was deemed to be “uninsurable.” Thousands of physicians faced cancellation of their policies. As a result, doctors came together to form their own companies to provide affordable and sustainable coverage. However, today’s physicians need more.

Member Benefits

Five Keys to Managing Online Criticism

April 3, 2017

Feature Video

No matter how professional and caring a doctor you may be, eventually you will face criticism on the web. Here are five keys to managing that criticism.

Videos

3 Steps for Ransomware Defense

April 3, 2017

Feature Video

Cyberattacks against healthcare organizations, especially ransomware attacks, are becoming more frequent and more sophisticated as criminals seek to exploit a lucrative market for personal health information (PHI).

Videos

Ransomware: Do's and Don'ts

April 3, 2017

Feature Video

Cyberattacks against healthcare organizations, especially ransomware attacks, are becoming more frequent and more sophisticated as criminals seek to exploit a lucrative market for personal health information (PHI).

Videos

Patient Data Trafficked on the Dark Web

April 3, 2017

Feature Video

Cyberattacks against healthcare organizations, especially ransomware attacks, are becoming more frequent and more sophisticated as criminals seek to exploit a lucrative market for personal health information (PHI).

Videos

Ransomware Threatens Patient Care

April 3, 2017

Feature Video

Cyberattacks against healthcare organizations, especially ransomware attacks, are becoming more frequent and more sophisticated as criminals seek to exploit a lucrative market for personal health information (PHI).

Videos

Could Hackers Threaten the Future of Medical Devices?

April 3, 2017

Feature Video

Cyberattacks against healthcare organizations, especially ransomware attacks, are becoming more frequent and more sophisticated as criminals seek to exploit a lucrative market for personal health information (PHI).

Videos

Paying Cyber Ransom: Pros and Cons

April 3, 2017

Feature Video

Cyberattacks against healthcare organizations, especially ransomware attacks, are becoming more frequent and more sophisticated as criminals seek to exploit a lucrative market for personal health information (PHI).

Videos

Why Cybercriminals Prefer Bitcoin

April 3, 2017

Feature Video

Cyberattacks against healthcare organizations, especially ransomware attacks, are becoming more frequent and more sophisticated as criminals seek to exploit a lucrative market for personal health information (PHI).

Member Benefits

Taking the Risks to Heart: Misdiagnosis of Heart Disease

February 20, 2017

Feature Article

Heart disease is the leading killer of women, responsible for one in every four female deaths, and this danger was highlighted by the tragic death of actress Carrie Fisher in late 2016. But almost two-thirds of women who die suddenly from heart disease had no previous symptoms.1 Diagnosis of an impending heart attack in a woman may be more difficult, as women often show different early signs and symptoms than men.

Member Benefits

Watch for the Signs: Screen All Patients for Suicidal Thoughts

December 16, 2016

Feature Article

Patients with suicidal thoughts or ideation appear occasionally in physician encounters. Any patient, no matter what issue is being treated and in any setting, could be at risk for suicide. A consistent and formal screening process, plus a response plan, will protect both the patient and the physician.

Videos

Evolving Patient-Facing Technologies

December 16, 2016

Feature Video

Patient-facing technologies are rapidly transforming. However, there are still things that must be worked out in order to ensure measurements in new tools are accurate, advice given to patients is appropriate, and that there is clear guidance when patients should see a doctor rather than manage their own care.

Videos

A Physician’s Reputation: Online and Off

December 15, 2016

Feature Video

A physician’s online reputation is just as vital as a physician’s reputation in the community, according to Kevin Pho, MD, of KevinMD.com, social media’s leading physician voice. In this era of transparency—when any patient can go online to research a doctor—it is more important than ever for doctors to proactively manage their online reputation. Patients often use the Internet to find information about a doctor, typically by Googling the doctor’s name. The search results can point the patient to physician-rating sites, which may have negative comments about the doctor. That’s why it’s important for doctors to establish and maintain an online presence that patients will find when searching.

Videos

Why Cardiologists Get Sued

December 15, 2016

Feature Video

Why do cardiologists get sued, and how do heart patients get injured? A study of 429 closed cardiology malpractice claims by The Doctors Company, the nation’s largest physician-owned medical malpractice insurer, revealed the most common patient allegations in these claims and the most common factors that contribute to patient injury. The goal of the study was to alert physicians and patients to the most common risks and areas for improved patient safety.

Videos

Case Studies: Healthcare Data Breach Risks

December 15, 2016

Feature Video

The healthcare industry suffers more data breaches than any other business segment—a total of 51 percent of all breaches. This video presents an overview of the cybersecurity threats facing healthcare organizations and what they can do to mitigate their risk.

Videos

Dr. Wachter and Digital Medicine (Video Series)

December 15, 2016

Feature Video

The future of medicine includes digitization, improved electronic health records (EHRs) with increased access, personalized medicine, artificial intelligence, and interoperability. With the healthcare industry in the midst of a digital transformation, physicians and other healthcare professionals are faced with the challenges of improving quality, safety, patient experience, access, and efficiency.

Videos

Physician Branding on Social Media

December 15, 2016

Feature Video

Physicians can brand themselves on social media using a “hub and spoke strategy,” says Kevin Pho, MD, of KevinMD.com, social media’s leading physician voice. A doctor should first create a central hub, such as a blog or website. It is important to not create the hub on a third-party platform, because, in the future, the look of the platform could change or the platform could be removed altogether. Doctors should then create the spokes: social media outposts where they can engage with patients. It is important to keep the branding consistent across these platforms by using the same logo, slogan, and headshot.

Videos

The Doctors Company is Taking the Mal out of Malpractice

December 15, 2016

Feature Video

The Doctors Company has always been guided by a fundamental belief: that the practice of good medicine should be advanced, protected, and rewarded in every way. Today, as healthcare continues to undergo unprecedented change, it’s more important than ever to be a strong, trusted partner to help healthcare providers focus on what they do best—delivering care.

Member Benefits

Ransomware Attacks: HIPAA Burden Falls to the Hospital or Medical Practice

November 11, 2016

Feature Article

The bar has been raised on HIPAA and ransomware attacks. Under its recently released guidance, the Department of Health and Human Services (HHS) now presumes that a ransomware attack compromises electronic protected health information (ePHI)—unless the HIPAA-covered entity can prove otherwise.

Member Benefits

Digital Medicine Resource Center

November 11, 2016

Feature Article

The digitization of medicine is transforming the entire healthcare system. New technologies like mobile apps and wearables bring both benefits and risks, patient access to healthcare is evolving, EHRs have created new patient safety risks, and artificial intelligence is evolving to play a role in future patient care. How can doctors adapt to these massive changes?

Member Benefits

The Growing Threat of Counterfeit Drugs

November 11, 2016

Feature Article

The U.S. has one of the safest drug and medication supply systems in the world, in part due to careful regulation in the face of globalization and increasing threats to the supply chain. However, according to the FDA, there is a growing network of rogue wholesale drug distributors selling potentially unsafe drugs in the U.S. market.

Member Benefits

Undiagnosed Heart Disease in Women Poses Malpractice Risk

November 11, 2016

Feature Article

Differences in the early symptoms and signs of an impending heart attack in women may make diagnosis more difficult compared to men. In a study of closed medical malpractice claims involving undiagnosed heart disease in women from 2011 to 2015, The Doctors Company found that in 70 percent of claims the patient died when her heart condition was not correctly diagnosed and 28 percent had heart muscle damage from myocardial infarction.

Member Benefits

Communication Is Key to Improving Diabetic Patient Outcomes and Reducing Liability

November 11, 2016

Feature Article

It’s not uncommon for diabetic patients to file claims against their diabetes care team for failure to properly diagnose, supervise, monitor, and/or treat their disease. This article outlines ways physicians can have effective conversations with their patients to decrease malpractice risks.

Member Benefits

Cybersecurity: Mitigate Against Hacking and Data Breach Risks

November 11, 2016

Feature Article

Cybercrime costs the U.S. economy billions of dollars each year and causes organizations to devote substantial time and resources to keeping their information secure. This is even more important for healthcare organizations, the most frequently attacked form of business. The Doctors Company's expert resources, including free CME, videos, infographic, and cybersecurity report, can help protect healthcare organizations and physician practices from this emerging area of risk.

Member Benefits

Up in the Cloud: Is It Safe to Store PHI on Remote Servers?

November 11, 2016

Feature Article

Cloud storage is a convenient and cost-effective solution for medical practices and facilities, but precautions must be taken to ensure stored patient data is secure. This article has tips for choosing a cloud service provider.

Member Benefits

New Social Media Resource Center for Physicians

November 11, 2016

Feature Article

The web is a powerful tool for physicians. Establishing your online presence on social media allows you to engage with patients, grow your reputation, and make your voice heard. These resources can help you get started on social media and expand your online presence.

Member Benefits

The Doctors Company’s New Cardiology Closed Claims Study

November 11, 2016

Feature Article

This review of 429 cardiology claims identifies the most common patient allegations and the specific factors contributing to patient injury. All physicians should take note of this study because a variety of specialties tend to be named in these lawsuits.

Member Benefits

Eight Principles of an Effective Patient Safety Team

November 4, 2015

Feature Article

Risk Tip | Teamwork—an essential part of a safety culture—has come to the forefront as the most effective way of catching individual errors before they occur and of mitigating system failures. In the OR, for example, studies have shown that implementing team training is associated with a significant decrease in surgical mortality.1,2 The team approach is not new, but its value and definition are changing. Good communication, along with a focused team approach in dealing with problems, can make a positive difference in any outcome.

Member Benefits

Employing Advanced Practice Providers: Balancing Benefits and Potential Malpractice Risks

July 1, 2015

Feature Article

Risk Tip | Practices and hospitals that employ advanced practice providers (APPs), including nurse practitioners and physician assistants, can experience many benefits, such as lower operating overhead, increased physician time with patients, and improved patient education and satisfaction. However, employers of APPs should consider implementing effective risk management measures to help ensure that the benefits of using APPs are not at the expense of increased liability exposure.